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Mutual funds are an investment tool which pools in money from various investors and invests it on their behalf. Mutual Funds have exposure in equity/stock market, debt and money market instrument.

Mutual Fund companies have different schemes in all the categories.

These schemes/funds are basically portfolios or collection of stocks/bonds etc. which have been put together after a lot of analysis by the team of expert analysts of each of the AMCs( Asset Management Companies). These portfolios are designed to minimise the risk and maximise returns.

There are schemes of different types-

  1. Completely equity oriented

  2. Equity(majority) and debt oriented/ Balanced Funds

  3. Equity Oriented Tax Savings Fund

  4. Debt oriented Funds

  5. Liquid Funds/Money Market